Paytm Personal Loan Apply Online |
Hello friends, I welcome you all to today’s article. Friends, I will inform you that how to take a personal loan from Paytm. Friends, let me tell you that if you also use Paytm for online transactions from your smartphone, then this is a great news for you because now you can use Paytm not only for lending but also for taking a loan. For your information, let me inform you that if you also need a personal loan, then you can apply for the loan through your Paytm. We’ll cover all the details in today’s article. For this, you’ll need to read this article carefully until the end.
Paytm Personal Loan
You do not need to provide any documents to avail a personal loan from the Paytm app and the process for applying for a loan is 100% digital. You can easily check the loan approval amount by entering your PAN and Aadhaar card. You can apply instantly and avail a loan from Rs. 10,000 to Rs. 5 lakh. The interest rate on the loan amount offered ranges from 10.50% to a maximum of 35% and the loan repayment period ranges from 3 months to 60 months, with processing fees ranging from 16% to 6%.
Eligibility for Paytm Loan
- The applicant taking personal loan from Paytm should be an Indian citizen because Paytm does not give loan to NRIs.
- The age of the applicant for personal loan should be between 21 years to 60 years.
- To increase your chances of getting a loan, you must have some source of income.
- Applicants must have a minimum salary of ₹25,000. The maximum EMI amount must be 65% of your salary.
How to take loan from Paytm?
If you want to apply online for a personal loan from Paytm, then for this you will have to follow all the processes given below step by step, which will be of this format –
- To take a personal loan from Paytm, first of all you will have to install the Paytm application from the Play Store of your mobile phone.
- After installation, you will have to open this Paytm application in your mobile phone.
- You will see the personal loan option on the home page of the Paytm application, on which you will have to click.
- Now you will have to enter your PAN number, date of birth and email ID and click on the submit option.
- After that, your loan amount will be displayed on the screen. Now you will have to select the loan amount as per your requirement and click on the option ‘Get Started’.
- Now you will have to take a live passport size selfie with the help of your mobile phone and upload that selfie digitally.
- After that you will have to enter some of your important information like Aadhar card number, mobile number, address etc.
- After entering all the information, you will have to click on the submit option.
- After that your loan application will be successfully processed and your loan amount will be immediately credited to your Paytm bank or the bank with which you are linked through Paytm application.
In this way, you can easily apply online for a personal loan from Paytm by following all the steps mentioned above and sitting at home.
conclusion –
Friends, in today’s article, we have given you information about how to take a personal loan from Paytm. We will tell you its complete online information in detail so that you can easily take a personal loan from Paytm by applying online from the comfort of your home and can also avail its benefits. Friends, if you all liked today’s article, then please share this article.