Aadhar Card Loan Apply Online
Hello friends, I welcome you all to today’s article. Friends, we will give you information about how to take loan using Aadhar card. Friends, in daily life a common man faces shortage of money, that is why he takes help of personal loan. In today’s time, taking loan is not as difficult as before. Now you can take loan sitting at home with the help of just a few documents. If you have Aadhar card, then you can easily get a loan. Aadhar card is an important document in India, that is why almost all citizens have it. If you want to take out a loan using your Aadhaar card, today’s article will explain the ins and outs of it. To do so, carefully read this article to the end.
Eligibility for Aadhar Card Loan
The government has established certain eligibility criteria for obtaining a loan using your Aadhaar card. If you meet these criteria, you can easily get a loan.
- The applicant taking loan through Aadhar card should be an Indian resident.
- The minimum age of the applicant taking the loan should be 21 years and the maximum age should be 60 years.
- The minimum monthly salary of the applicant taking loan through Aadhar card should be Rs 15 thousand.
- The applicant taking the loan should have a credit score of 750 or more.
- The applicant’s name should not be broken in any bank and it is mandatory for the applicant’s mobile number to be linked with the Aadhar card.
How to take loan using Aadhar card?
- To take a loan using Aadhar card, first of all you will have to visit the official website of the concerned bank.
- On the home page of the website, you will have to click on the Personal Loan option.
- After clicking, a new page will open in front of you where you will have to fill your personal information like your name, date of birth, PAN number, mobile number, Aadhar number etc.
- After entering all the information you will have to click on the submit option.
- Now you will have to click on the next button to move forward.
- Now your eligibility will be checked by the bank and if you are eligible for this loan then your loan will be approved immediately.
- After loan approval, the loan amount will be transferred to your bank account within a few hours.
In this way, you can easily apply for a loan using your Aadhar card by following all the steps mentioned above.
Interest Rate for Aadhar Card Loan
Currently, not much loan is given through Aadhar card. Any citizen can get a maximum loan of Rs. 50 thousand. If we talk about the interest rate of the loan, then it is an instant loan whose interest rate is also a little higher. If you want to take a loan through Aadhar card, then you will have to pay interest up to 12%. The most important thing is that it depends on your credit score. If your credit score is very good, then you will have to pay very less interest, whereas if the CIBIL score is bad, then you may have to pay interest up to 15%.
conclusion –
Friends, in today’s article, we have given you information about how to take a loan using Aadhar card. We have explained its complete online application process in detail so that you can easily take a loan with the help of your Aadhar card while sitting at home and can also get its benefits. Friends, if you all liked today’s article, then definitely share this article.