Aadhar Card Personal Loan Apply Online 2026
Hello friends, I welcome you all to today’s article. Friends, we will give you information about how to take loan using Aadhar card. Friends, in daily life, a person faces shortage of money, that is why he takes the help of personal loan. Today, taking loan is not as difficult as before. Now, with the help of just a few documents, you can
take loan sitting at home. If you have Aadhar card, then you can easily get a loan. Aadhar card of India is an important document, that is why almost all the citizens have it. If you also want to take out a loan using your Aadhaar card, today’s article will explain the details. To do this, you’ll need to read this article carefully until the end.
How much loan can be availed on Aadhar card?
You can get a loan of Rs 10 lakh or more through the Prime Minister’s Loan Scheme using your Aadhaar card. However, there are several conditions for taking a loan using your Aadhaar card. When you apply for a loan using your Aadhaar card, your credit score, risk profile and other details are checked to determine whether you can repay the loan or not. You then get a loan through your Aadhaar card based on this.
Eligibility for loan through Aadhar card
The government has established certain eligibility criteria for obtaining a loan using your Aadhaar card. If you meet these criteria, you can easily get a loan. Therefore, please note the following conditions:
- The applicant seeking loan through Aadhar card must be an Indian resident.
- The minimum age for loan should be 21 years and the maximum age should be 60 years.
- The minimum monthly salary of the applicant taking the loan should be Rs 15,000 and the credit score of the applicant should be more than 750.
- The name of the applicant should not be broken in any bank and it is mandatory to link the mobile number with the Aadhar card.
How to take loan using Aadhar card?
If you want to apply online for a loan using your Aadhaar card, then you will have to follow the below mentioned procedures step by step, which are as follows –
- To take a loan using Aadhar card, first of all you will have to visit the official website of the concerned bank.
- On the home page of the official website, you will have to click on the Personal loan option.
- After clicking, a new page will open in front of you where you will have to fill your personal information like your name, date of birth, mobile number, PAN card, Aadhar card etc.
- After entering all the information you have to click on submit option and now to proceed further you have to click on next button.
- After clicking, a new page will open in front of you, now here you will have to select the loan amount.
- Now your eligibility will be checked by the bank and if you are eligible for this loan then your loan will be approved immediately.
- After loan approval, the loan amount will be transferred to your bank account within a few hours.
In this way, you can easily apply for a loan using your Aadhar card by following all the steps mentioned above.
conclusion –
Friends, in today’s article, we have given you information about how to take a loan using Aadhar card. We have explained its complete online application process in detail so that you can easily take a loan with the help of your Aadhar card while sitting at home and can also get its benefits. Friends, if you all liked today’s article, then please share this article.