Aadhar Card Loan Online Apply
Hello friends, I welcome you all to today’s article. Friends, we will give you information about how to take loan using Aadhar card. Friends, in daily life a common man faces shortage of money, that is why he takes help of personal loan. Today taking loan is not as difficult as before.
You can take loan sitting at home with the help of just a few documents. If you have Aadhar card then you can easily take loan. Aadhar card is an important document in India, hence almost all citizens have it. If you also want to take a loan using your Aadhaar card, today’s article will explain the details. To do this, you’ll need to read this article carefully until the end.
Eligibility for loan through Aadhar card
The government has established certain eligibility criteria for obtaining a loan using your Aadhaar card. If you meet these criteria, you can easily obtain a loan. Therefore, you must meet the following conditions:
- The applicant taking loan through Aadhar card should be an Indian resident.
- The minimum age of the applicant taking the loan should be 21 years and the maximum age should be 60 years.
- The applicant should have a minimum monthly salary of Rs 15,000 and a credit score of 750 or more.
- The applicant’s name should not be bad in any bank and the mobile number should be linked with the Aadhar card.
How to take loan using Aadhar card?
If you want to apply online for a loan using your Aadhaar card, then you will have to follow the below mentioned procedures step by step, which are as follows –
- To take a loan using Aadhar card, first of all you will have to visit the official website of the concerned bank.
- On the home page of the official website, you will have to click on the Personal Loan option.
- After clicking, a new page will open in front of you where you will have to enter your personal information like your name, date of birth, mobile number, PAN number, Aadhar card number etc.
- After entering all the information you have to click on submit option and click on next button to proceed further.
- After clicking, a new page will open in front of you where you will have to select the loan amount.
- Now your eligibility will be checked by the bank and if you are eligible for this loan then your loan will be approved immediately.
- After loan approval, the loan amount will be transferred to your bank account within a few hours.
In this way, you can easily apply online for a loan using your Aadhar card by following all the steps mentioned above.
Interest Rate for Aadhar Card Loan
Currently, not much loan is given through Aadhar card. Any citizen can take a loan of maximum Rs. 50 thousand. If we talk about the interest rate of the loan, then it is an instant loan whose interest rate is also a little higher. If you want to take a loan through Aadhar card, then you will have to pay interest up to 12%. Most importantly, it depends on your credit score. If your credit score is very good, then you will have to pay very low interest rate, whereas if the CIBIL score is bad, then you may have to pay interest up to 15%.
conclusion –
Friends, in today’s article, we have given you information about how to take a loan using Aadhar card. We have explained its complete online application process in detail so that you can easily take a loan with the help of your Aadhar card while sitting at home and can also get its benefits. Friends, if you all liked today’s article, then please share this article.How to take loan from Aadhar card in loan from Aadhar