Aadhar Card Loan Apply Online
Hello friends, I welcome you all to today’s article. Friends, we will inform you about how to take a loan using Aadhar card. Friends, everyone needs a lot of money at some point of time. In such a situation, Aadhar card can prove to be very helpful in fulfilling the financial needs. With the help of Aadhar card, you can get an instant loan of up to Rs 5 lakh without any collateral. You will not need to submit many documents to get a loan and you will get the loan easily. If you want to take out a loan using your Aadhaar card, today’s article will explain the ins and outs of it. To do so, you’ll need to read this article carefully to the end.
Eligibility for loan through Aadhar card
To take a loan using your Aadhaar card, you must meet the eligibility criteria set by the bank/financial institution. Only then will you be eligible to receive a loan using your Aadhaar card.
- The applicant taking loan through Aadhar card should be a citizen of India and his age should be between 21 years to 60 years.
- The applicant’s Aadhaar card should be active and should be linked to the mobile number and bank account.
- CIBIL score should be 750 or above. Both salaried and self-employed are eligible for this loan.
- The monthly salary of the applicant should be Rs 15,000 or more.
- The applicant should not be declared a defaulter by any bank and the applicant should have a stable source of income.
How to take loan using Aadhar card?
If you want to apply online for a loan using your Aadhaar card, then you will have to follow the below mentioned procedures step by step, which are as follows –
- To take a loan using Aadhar card, first of all you have to visit the official website of the bank from which you want to take the loan.
- You will have to open the Personal Loan section on the home page of the official website and click on the Apply option.
- Now a form will open here in which you will have to fill important information like your name, email ID, date of birth, Aadhar card number, income, mobile number etc. correctly.
- After filling all the details, you will have to upload the relevant documents and then click on the submit option.
- Now you will have to select the loan amount and tenure and then click on the submit option.
- The bank/financial institution will verify your application and documents.
- If you are eligible for the loan, you will get approval and you will receive a message on your mobile.
- However, if you are not eligible then your loan application will be rejected.
In this way, you can easily apply for a loan using your Aadhar card by following all the steps mentioned above.
conclusion –
Friends, in today’s article, we have given you information about how to take a loan through Aadhar card. We will tell you the complete online information about this in detail so that you can easily take a loan with the help of your Aadhar card by applying online while sitting at home and can also avail its benefits.