Paytm Personal Loan Apply Online |
Hello friends, I welcome you all to today’s article. Friends, we will give you information about how to take a personal loan from Paytm. Friends, sometimes we suddenly need money but when the money saved is not sufficient then the thought of taking a loan comes to mind. If you are also thinking of taking a loan then Paytm can help you. Paytm is such an Indian mobile application through which you can not only transfer money, pay bills or recharge your mobile. In today’s article, we will tell you its complete information in detail so that you can easily take a personal loan from Paytm. For this you will have to read this article carefully till the end.
Eligibility for Paytm Personal Loan
When we apply for a loan from any bank, we have to fulfill certain conditions before getting the loan. We have mentioned the conditions for taking a loan from the Paytm app as follows:-
- The applicant taking a personal loan from Paytm should be an Indian citizen because Paytm does not give loans to NRIs.
- The age of the applicant taking personal loan should be between 21 years to 60 years.
- To increase your chances of getting a loan, you must have some source of income.
- The applicant taking the loan should have a minimum salary of Rs 25,000 and the maximum EMI amount should be 65% of your income.
How to take personal loan from Paytm?
If you want to apply online for a personal loan from Paytm, then for this you will have to follow all the procedures given below step by step, which will be done in this way –
- To take a personal loan from Paytm, first of all you will have to download and install the Paytm app on your mobile phone.
- After installation, you will have to open this app in your mobile phone and scroll down a bit and click on the Loans and Credit Cards option.
- After that a pop up will open in which you will have to click on the Personal loan option.
- After that you will have to select the application by entering your PAN number, date of birth and email.
- If you select Salaried in Business then it will be good for you to apply for loan, after this you will have to tick both the check boxes given below and click on continue.
- Now you have to enter your PIN code and current address and after that you have to click on proceed.
- After that you will get the option to select the loan amount, then you will have to select your loan amount, select the EMI format and click on Accept & Continue With KYC.
- After that you will have to upload a selfie of yours, for which you will have to click on Take a Selfie Now.
- Now you will need to enter the account number in which you want to receive the loan amount. You can enter anyone’s account number and then click on proceed.
- After that, 4.5% processing fee + 18% GST will be debited from the loan amount you have taken and the remaining amount will be transferred to your registered bank account.
conclusion –
Friends, in today’s article, we have given you information about how to take a personal loan from Paytm. We have explained its entire online application process in detail so that you can easily take a personal loan from HDFC Bank sitting at your home and can also avail its benefits. Friends, if you all liked today’s article, then please share this article with your friends.