ICICI Bank Personal Loan Apply Online
Hello friends, I welcome you all to today’s article. Friends, we will give you information about how to take a personal loan from ICICI Bank. Friends, ICICI Bank personal loan is a best option for those people who need an instant loan. The bank provides you a loan ranging from Rs 50 thousand to Rs 50 lakh, which you can use for various needs like
marriage, travel, education and any other expenses. To take ICICI Bank personal loan, the bank provides minimal documents and simple application process. You can easily take a personal loan from ICICI Bank. We’ll explain it in detail in today’s article. You’ll have to read it to the end to find out.
Documents required to avail loan from ICICI Bank
If you want to apply for a loan from ICICI Bank, then you must have some important documents for this, which are as follows –
- Aadhar card
- Pan card
- Email id
- Mobile number
- Address proof
- Income proof
- Bank statement for the last 6 months
- Passport size photo
Eligibility for ICICI Bank Loan
- The age of the applicant taking personal loan from ICICI Bank should be between 20 years to 58 years.
- The applicant’s net income should be Rs 30,000 or more.
- Salaried individuals should have regular monthly income source and applicants should have 2 years of experience in the current job.
- The applicant should be a resident of India for more than 21 years and the applicant should have a good CIBIL score or Bureau score.
- The applicant must have a salary account in any bank in India.
How to get a personal loan from ICICI Bank?
If you want to apply online for a personal loan from ICICI Bank, then for this you will have to follow all the procedures given below step by step, which is as follows –
- To take a personal loan from ICICI Bank, first of all you will have to visit the official website of ICICI Bank.
- After coming to the official website, you will have to click on the Loan option and now click on the Popular Loans option.
- Now you have to click on the Personal Loans option and then click on the Apply Now option.
- After that, all the required information asked for will have to be entered correctly and the loan will have to be applied for.
- After online application, the money is transferred to your account as soon as possible.
In this way, you can easily take a personal loan from ICICI Bank by following all the steps mentioned above.
ICICI Bank Personal Loan Interest Rate
- If you take ICICI Bank Personal Loan, you will be charged an interest rate of 10.75% to 19% per annum.
- Use bad Loan Processing Charges UPTo 2.50% fo loan amount plus applicable taxes.
- ICICI Bank EMI bounce charges Rs 500 per bounce plus applicable taxes.
- The personal loan amount provided by ICICI Bank has to be repaid in a period of 6 years.
- To avail personal loan from ICICI Bank, one must have a CIBIL score of at least 750.
conclusion –
Friends, in today’s article, we have given you information about how to take a personal loan from ICICI Bank. We have explained its entire online application process in detail so that you can easily take a personal loan from ICICI Bank by applying online from the comfort of your home and avail its benefits. Friends, if you all liked today’s article, then do share it.